We want to make sure that you understand everything you need to know about paying your rent and service charges, what to do if you're worried, and that you understand any benefits that you may be able to claim.
If you have any questions about your rent account or what benefits you may be able to receive, please call or email us.
If you need help with paying your rent, please take a look at our Rent Support page.
If you claim Universal Credit, you will get a 'to do' prompt on your online Universal Credit account, to update your new housing costs. On 6th April 2026 you must complete this 'to do' by updating your new rent and service charges if applicable.
If you fail to do this, your Universal Credit claim will be calculated incorrectly and as a result you may not be paid what you are entitled to. If you report the change late, your payments will not be backdated.
This is the legal notice that we are required to send to you to confirm the detail of the rent increase. It also contains details of any other fixed service charges that you are liable for.
If you are struggling with affording any of your household costs such as heating your home, or buying food, please contact our Income Team on 03332 404 444.
You can also email them at [email protected] as we may be able to help with bills through our Support Fund.
We've compiled a list of FAQ's below which cover things like how we calculate our rent, to what Service Charges are.
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You can also use our handy Rent Payment Sheets below to keep track of your weekly rent
If you need any help with paying your rent, please contact our Income Team on 03332 404 444 and choose option 3 to speak to the team.
How do you work out my rent? (Social rent)
Since 2001 we (and all other social landlords - housing associations and local councils) have been required to use a Government formula to set your rent.
The formula is based on:
The rent calculated in this way is called the ‘Formula rent’.
How do you work out my rent? (Affordable rent)
We charge affordable rents to fund the building of new homes in our area, and the rent is calculated to be:
For example, if a home similar to yours was rented by a private landlord for £100 per week, we would only charge you a maximum of £80 per week.
Every time an affordable rent property is re-let the rent will be recalculated (known as ‘rebasing’) to make sure it remains no more than 80% of a current private rent.
How do you work out my rent (Shared Ownership)
Shared ownership properties will increase annually depending on the individual lease or tenancy agreement. Some are linked to RPI (Retail Price Index), some to CPI, while some include an additional percentage uplift, and others are based on a fixed percentage increase. Please refer to the terms of your lease or tenancy agreement.
What does my rent pay for?
Paying your rent is one of the most important parts of your tenancy agreement. If you do not pay your rent, you could lose your home and it will also make it financially difficult for us to repair and maintain all of our properties. Rent must be paid a week in advance.
We will clearly show how much the rent and any service charges for your home will be.
How and when will my rent change?
Each year our Board will confirm the increase to be applied to all rents. For both domestic properties and garages this will typically be by CPI (Consumer Price Index) + a maximum of 1%.
Shared ownership properties will increase annually depending on the individual lease or tenancy agreement. Some are linked to RPI (Retail Price Index), some to CPI, while some include an additional percentage uplift, and others are based on a fixed percentage increase. Please refer to the terms of your lease or tenancy agreement.
Your new rent is payable from the first Monday in April each year. We will write to you at least one calendar month before the new rent is due.
When my rent increases, what do I do?
If you receive Housing Benefit then we will tell the local Council that we have increased your rent. If you receive Universal Credit, you will need to update the DWP. They will then work out your entitlement and write to you to let you know.
If you pay by Direct Debit then we will automatically increase your payments and you do not need to let your bank know.
If you pay by Standing Order then you will need to contact your bank to let them know the new amount that your standing order must cover.
If you pay by card, cheque, post, over the internet or over the phone then you will need to start paying the new amount from the date it takes effect.
What can I do if I disagree with the rent that you have set for my home?
You can ask us to explain in more detail how we have calculated the rent and to check that it is correct. If you are still not happy some tenants can appeal to an independent tribunal; Citizens Advice can assist you to do this.
What are rent free weeks?
Dependent on the type of tenancy you hold with us, you may be entitled to four rent-free weeks throughout the year.
Each rent year runs from the first Monday in April, through to the day before the first Monday in April the following year. Depending on where the first Monday in April falls, this sometimes means that the rent year runs for 53 weeks before the rent is increased again.
In 52 week years we charge over 48 weeks, in 53 week years we charge over 49 weeks. This means that there are always 4 weeks each year where we make no charge - 2 at the start of April and 2 over Christmas and the New Year.
Please refer to your tenancy agreement for more information on payment schedules.
If you are in arrears at these times you should continue to make your normal payments.
What properties will be let at an Affordable Rent?
Freebridge Community Housing charge affordable rents (which are typically higher than our ‘social’ rents) on properties which have often had improvement works.
An affordable rent is set when a property is first advertised, so you will know before you choose to bid for a property how much the rent is. Current Freebridge tenants who choose to move to another home should also consider this when bidding.
If you are successfully nominated to us by West Norfolk Home Choice for a property on an affordable rent then we will also make a detailed assessment of your finances, to make sure that you can afford the rent, before proceeding with an offer of a tenancy.
If we feel that you will not be able to afford the rent then we may decline your nomination, or we may offer you an alternative property at a ‘social’ (lower) rent.
What are Service Charges?
If you live in a property with shared facilities, such as a block of flats or a sheltered scheme, you may have to pay additional charges to cover the cost of maintaining the communal areas.
If you do have to pay a service charge, you will receive a separate statement each year showing you how much you have been charged, and how much the services cost.
We will only make a reasonable charge for these services in addition to the net rent; the total of both the net rent and any service charges will be treated in our Tenancy Agreements, and as part of our collection processes, within the total rent charge of the property.
I pay a Service Charge, how is this calculated?
Service Charges are calculated by reviewing the actual costs incurred for services during 2023/24 and early 2024/25. We then apply any over or under charges from previous years to calculate the weekly figure that you will pay from April 2025.
If one of your charges is zero in 2025/26 it is likely to be because our estimate last year was too high.
If you live in a home where there are shared services or communal areas, you may pay a service charge as part of your tenancy, lease or agreement with us.
A service charge helps cover the cost of services that benefit you and other residents in your building or neighbourhood. Depending on where you live, this could include things like cleaning communal areas, maintaining shared gardens, providing communal lighting, servicing door entry systems, or arranging building insurance.
Each year, we estimate the cost of providing these services and include this in your service charge. Once the financial year has ended, we compare the estimated costs with what was actually spent and provide you with an annual service charge statement in September.
We work hard to ensure service charges are fair, transparent and represent good value for money. Your annual statement helps you understand how charges have been calculated and how the money has been spent.
If you have any questions about your service charges or need help understanding your statement, please contact us and we'll be happy to help.
Need help understanding your service charge statement?
We're here to help. If there's anything on your statement that you're unsure about, please get in touch and a member of our team will be happy to explain it. Our aim is to make service charges as clear and transparent as possible.
Call: 03332 404 444 and press option 3 to speak to our Income Team. Or you can email them at [email protected]
You'll see our Service Charge statements look a little different this year - we're asking customers to provide us with feedback so we can make improvements to them in the future.
What are Service Charges?
If you live in a property with shared facilities, such as a block of flats or a sheltered scheme, you may have to pay additional charges to cover the cost of maintaining the communal areas.
If you do have to pay a service charge, you will receive a separate statement each year showing you how much you have been charged, and how much the services cost.
We will only make a reasonable charge for these services in addition to the net rent; the total of both the net rent and any service charges will be treated in our Tenancy Agreements, and as part of our collection processes, within the total rent charge of the property.
If you are a Leaseholder or Shared Owner, the service charges you pay will be in accordance with your lease; if you do not hold a copy of your lease please contact us and we will be happy to provide this to you.
I pay a Service Charge, how is this calculated?
Service charges are calculated by reviewing the actual cost of providing services over the previous 12 to 24 months and considering any known future contract or price increases.
We then take into account any overpayments or underpayments from previous years to calculate the charge payable from April.
If one of your service charges has reduced to zero, this is likely because the previous estimate was higher than the actual cost incurred.
Is my Service Charge statement a bill?
No. This statement is provided for information only and does not request payment.
Why doesn’t the statement show my payments?
This statement compares estimated costs with actual costs. It does not show payments made during the year.
If you would like to see a breakdown of your payments, did you know you can view this on our tenant portal?
Please click this link here to take you to this section, where you can either log in or sign up to access the benefits of our portal, at your convenience.
Why are actual costs sometimes different from estimated costs?
Some costs can change during the year. For example, utility prices may increase, additional repairs may be required, or contractor costs may vary. This means actual costs can sometimes be higher or lower than estimated.
What happens if actual costs are lower than estimated?
If actual costs are lower than estimated, this will be reflected when future service charges are calculated, in line with the terms of your tenancy or lease agreement.
What happens if actual costs are higher than estimated?
If actual costs are higher than estimated, this may need to be taken into account when future service charges are calculated.
Can I see more detail about the costs included?
Yes. If you would like more information about the charges shown on your statement, please contact us and we will explain the costs in more detail.
What should I do if I think there's a mistake?
Please get in touch as soon as possible and we'll review the information with you.
Do Housing Benefit and Universal Credit cover Service Charges?
Yes, Universal Credit and Housing Benefit cover eligible service charges connected to your accommodation, but they do not pay for personal utility bills or daily living costs.
Charges that are covered:
Cleaning, lighting, and heating of shared areas or stairways
Maintenance and running costs of lifts
Rubbish and refuse collection
Caretaking and communal garden upkeep
External window cleaning (upper floors)
What is the difference between fixed and variable service charges?
A variable service charge changes based on the actual cost of services, resulting in a refund or extra charge at the end of the year if estimates were wrong.
A fixed service charge stays a set amount written in your agreement, meaning you do not get a refund or pay more if real costs differ.
Do Freebridge make a profit on Service Charges?
No, housing associations like Freebridge are not legally not allowed to make a profit on service charges.
Under UK regulations and the Landlord and Tenant Act, service charges must strictly cover the actual costs of providing communal services and maintenance, meaning residents should only ever pay the exact cost of the services received.
Why is my service charge different to my neighbours?
Charges are based on the specific services your block or estate receives. A neighbour might pay different amounts if they live in a different block with different facilities - e.g, one may have a lift.
Also, they could have a different tenancy or lease agreement that means they pay a different amount.
Why am I charged for electricity when I pay my own energy bill?
The electricity charge on your statement is for communal areas and is separate from the energy you use inside your own home.
What is the administration charge on my statement?
This fee covers the administrative costs of managing the services, such as tendering contractors, checking and paying invoices, and preparing your estimates and annual statements.
Please contact us immediately if you have problems paying your rent. If you fall behind with payments and you don’t tell us, we can take legal action, which could mean you would lose your home. You may have other debts to pay but payment of rent should be your first priority.
Don’t let your debts build up. Once we know you have a problem with paying, we can often help you and have dedicated staff to do this by:
If you do not pay your rent we will:
We are here to help. If you are experiencing difficulty in making your rent payments, please call our Income Team on 03332 404 444.
Page last updated 21 August 2026
Citizens Advice provides advice and assistance on a variety of subjects, from relationship breakdowns to civil disputes and money problems. The CAB can also give debt counselling and benefit advice.